3 Things Keeping You From a Healthy Money Mindset
Money mindset is powerful. Maybe one of the most powerful mindset hurdles you’ll even come up against. At least it was for me. But to understand that, I’ve gotta take you back.
You see, my last job gave me the opportunity to travel all over the world to see the church in early stages in some of the most beautiful and most impoverished places on earth. Those men and women had very little, but they were so joyful because they had Jesus.
And I walked away feeling guilty and scared.
Guilty because I have so much and I squander it sometimes — but also, I didn’t think I loved Jesus as much as they did.
Scared because though I know God would take care of me, I was afraid that would mean that if I follow his call that I wouldn’t see financial success — just financial stability. Just enough to get by or the people around me to help.
How could I believe that I — a person who struggles with surrender + obedience on a good day — possibly be deserving of more prosperity than them? I couldn’t. So I sat stuck.
But last week I had an epiphany as I was reading in Psalm 20 + Psalm 22.
Psalm 20:4 says, “May he give you what your heart desires and fulfill your whole purpose.”
Psalm 22:5b says, “They trusted in you and were not disgraced.”
And it hit me. God was and is prospering those believers — He’s doing it in their purpose. And I can believe God will do the same in mine, even though it looks waaaaay different than theirs.
He’s not calling me (right now) to a distant land to minister. He’s called me here to support you, and I can trust that he will prosper me in my purpose.
How freeing is that?!
It totally rocked my whole money mindset, and that — coupled with my big takeaway from Camp Well to stop going halfway because this is where God wants me now and that’s all that matters — pushed me into high gear.
And it was just in time as I knew I’d be sharing about money mindset this week. Isn’t he gracious like that?
So let’s get real, Dreamer. We are gonna go at it.
What Did Jesus Say About Money Mindset?
I was doing some research last week and stumbled upon these statistics:
“Jesus talked much about money. Sixteen of the thirty-eight parables were concerned with how to handle money and possessions. In the Gospels, an amazing one out of ten verses (288 in all) deal directly with the subject of money. The Bible offers 500 verses on prayer, less than 500 verses on faith, but more than 2,000 verses on money and possessions.” —Howard L. Dayton, Jr., Leadership, Vol. 2, no. 2.
Now, not all of those were about the mindset around money. Some just included money as part of the story or illustration … but I think that amount of content seems to show us that Jesus knew that money would be a stumbling block for us.
It’s clear that we aren’t to treasure money above other things. The Rich Young Ruler, can’t serve God and Mammon, store up treasures in heaven not earth, and the list goes on. But it’s also clear that it’s not supposed to be a concern the other way either. It shouldn’t be something that occupies our mind because we have God to lean on.
But sometimes we get stuck in that place and forget what we should focus on instead of money (the lack, the accumulation, or the whatever).
What to Focus On Instead
“But seek first the kingdom of God and his righteousness, and all these things will be added to you.” —Jesus, Matthew 6:33
“All these things” are our clothes, food, lodging, and all that we need for provision. You and I have a leg up. We don’t have to worry about money and being taken care of because God will provide a way and the resources to do so, but did you catch the condition there?
“Seek first the kingdom of God and his righteousness.”
That means we have to be actively pursuing our God’s heart and His purpose for our lives. You need to be pursuing your calling. Period. It’s like your dad saying, “Because I said so.” Obedience is our option, but the path to our personal joy and purpose is to do it.
And if we do, he will make us fruitful in it. He will prosper you in your purpose!
I’m gonna give you a minute to let that sink in and wash over you.
That’s what finally hit me after reading the Psalms. Whether you’re a king, a missionary, a business women, a preacher, or a teacher… He is committed to working out His promises in your life if you’re committed to following His call.
So we don’t have to be occupied with money or worried about it. We can just do ask God asks and watch it all unfold because we get the greatest treasure of all — Him.
So … now what?
Now I think once we are able to shift our minds off the money — the prosperity or the fear — we are finally free to follow God where he leads us. And I think in our businesses that comes down to a few key things.
First, trust. They don’t call it a life of faith for nothing, Dreamer. We must trust that God will make good on the promises he’s put before us. And we must trust that where He’s leading us is where we’re meant to go.
Then it’s all about stewardship. How can we use the money we have to make the most impact for our calling (and, therefore, on others because it’s the area God gave us to steward)? We need to view money as its true identity — a resource — that we can use to grow ourselves and bless others.
But that means we have to manage it well. That’s why you need a budget — even when you’re starting out, and you need a plan to give back. I’m not talking: look at all the free content I give (though that’s generous and good stewardship), I’m talking about the hard stuff. The part where we give what we earned — ahem, what God gave to us — and use it to bless others. Both ensure that we’re keeping up our mandate to be good stewards.
Lastly, you’ve gotta go all in to the thing he’s calling you too. Money or time or fear can’t be what keeps you from your God-dream. I know this can sound harsh, but the truth is that to not step into it with your full capacity right now (whether that means as a side hustle, a part-time thing, or a full-time endeavor) is disobedience … and that, Dreamer, is sinful.
Look to the Lord. See what he’s asking of you and don’t shy away from it. Because it turns out that money mindset isn’t so much about the money. It’s often about fear, guilt, and doubt that we let hold us back from our purpose.
The way to defeat it is engage in one wild act of bravery to take a step toward your calling — trusting he’ll prosper you in your purpose.
I believe you can do it.